SOUTHERN PAWNBROKERS
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​CONDITIONS OF LAY-BY

​​CONDITIONS OF LAY-BY: Payments are to be made at least every 14 days from the date of the last payment or goods will be returned to stock. The maximum period for a lay-by is 2 months. If more than 14 days lapse since the last payment on the lay-by, or the full payment amount has not been paid with in the 2 months all monies are forfeited. If the lay-by is cancelled with in the first month a cancellation fee of $10 will apply. In the second month the $10 cancelation fee + 10% of the value of the lay-by will be deducted from your refund. This Lay-by is to be finalised no later than 2 months from the above date (Or from date of auction closing) by making the deposit (minimum 20%) the client agrees with the above conditions.
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